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The First-Time Homebuyer Mortgage Program is the foundational mortgage program that can be combined with the NJHMFA Down Payment Assistance Program, which provides qualified buyers with $10,000 as an interest-free, five-year forgivable second loan with no monthly payment that can be used to cover down payment and closing costs.

Florida Reverse Mortgage. A Florida reverse mortgage is a financial solution that has grown in popularity over the last decade with our clients who are over the age of 62; it can be thought of as the opposite of a conventional mortgage, and offers financial freedom for those who qualify.

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There are five primary advantages for owning a home. First, stable housing costs. rent payments are so unpredictable and typically rise annually, but most mortgage payments remain unchanged for the entire loan period. That’s what sinks were for. But here’s a recent addition: Backpack armour.

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