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The Refinance Index increased five percent from the previous week, but the refinance share of mortgage activity decreased to 40.4 percent of total applications from 41.7 percent the previous week.
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Black Knight also noted during 2018, 72 percent of FHA/VA borrowers in peak cash-out refi vintages (2012/2013) refinanced into a conventional loan product to pull equity from their home while 28.
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