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In 1989, the Federal Housing Administration (FHA) created the Home equity conversion mortgage (hecm) program. HECM is a safer, federally insured version of the traditional reverse mortgage. A reverse mortgage allows seniors over the age of 62 to make use of the equity in their home to cover expenses like home repairs or unexpected medical bills.
Reverse mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income. The only reverse mortgage insured by the U.S. Federal Government is called a Home Equity Conversion Mortgage (HECM), and is only available through an FHA-approved lender.
FHA Reverse Mortgage Loans – Inlanta Mortgage – Madison – Reverse Mortgage program in Wisconsin, Illinois, Minnesota and Florida. Purchase, refinance or get out of a foreclosure with an FHA (HECM) Reverse mortgage. mortgage rates austin Texas heloc rates.